It may surprise you to learn that you surrender a bevy of your legal rights when you agree to the “terms and conditions” of most major credit cards. “Most people don’t realize that in virtually every transaction that you enter into in your life — except for buying a pack of gum — you have agreed to arbitration and have given up your right to go to court, to a jury trial or to be part of a class- action suit,” Rep. Dennis Kucinich (D-Ohio) said.
